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USDA Loans For Primary Home Buyers

Ready to escape the crowds and enjoy your own quiet slice of heaven? A USDA home loan may be for you! Designed to provide affordable options for low- and middle-income earners in rural areas, USDA loans come with many benefits.

Learn about them all, and see if you’re eyeing properties in a USDA-eligible area by teaming up with our lending experts. Get on the path to homeownership by starting an application today!

Explore U.S. Department of Agriculture Loans

Guaranteed by the Rural Development Guarantee Housing Loan Program, which is a part of the U.S. Department of Agriculture, USDA loans may be the perfect way for you to secure property and build wealth. Learn more through a free consultation with Team Parker.


A Fast Path to Funding

In real estate investment, things move quickly, even in rural areas. If you don't quickly act on a property, you may lose the chance altogether. As homebuyers and investors with portfolios of 10+ short-term rentals, we understand that time is of the essence. Because we're a group under Movement Mortgage, a national lender, Team Parker:

  • Creates our own smooth processes with speedy timelines
  • Completes underwriting ourselves
  • Funds loans right at closing

Getting you another step closer to financial freedom. We're one of the top originating teams in the nation for a reason, and we're here to help you take advantage of every primary home opportunity that comes your way.

Making Property Ownership Accessible to Many

0 Down

0 Down

Get 100% financing, which means no stressing about coming up with a hefty down payment.



Most mortgage loans require private mortgage insurance (PMI) with less than 20% down – not USDA loans.

Competitive Rates

Competitive Rates

USDA mortgages typically offer lower interest rates than other types because of their low risk to lenders.


USDA Loan Eligibility

Because the government backs USDA loans, there are two sets of eligibility requirements to meet: the government's and the lender's. Qualification often comes down to income – as these loans are designed for low- to middle-income buyers – credit score, property size, and debt-to-income ratio.

The property itself also plays a big qualification factor, as it must be located in an eligible rural area. Get a feel for approved areas by exploring the USDA’s interactive map, and contact us to see if you qualify!


The Team Parker Process

  • Pre-approval consultation – We’ll discuss your situation, review your debt-to-income ratio, and learn more about where you’d like to purchase property.
  • Pre-approval letter – Once approved, we’ll issue your pre-approval letter. Think of this as your ticket to shop the market, as it shows you’re a serious buyer.
  • Explore purchase options – This is when you’ll hit the market, exploring eligible properties. Check in with us if any questions arise as you search!
  • Lock in – You’ve found a place and made an offer that’s been accepted. Now that you’re under contract, we’ll set up your loan and lock in your rates.
  • Reap the rewards – All that’s left to do is enjoy your home!

From pre-approval clear to close, we’re here for you.

More About Us

In Their Own Words

What’s it like working with someone who will always go to bat for you, someone who has closed over $900M in transactions? Hear directly from those who have partnered with Team Parker to scale their real estate portfolio.

I appreciate the communication and timely action on everything along the way. I also like how easy it is to get in touch with someone when I needed to.


Marty W




Coast-to-Coast Loan Coverage

We partner with investors and homebuyers all across the country. While based in Tennessee, Wealth Builders Mortgage Group is licensed in 35 states, and because we never give less than 100%, we’re going for all 50.

States We Currently Serve
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More Loans to Explore

Not sure if a USDA loan suits your situation? Team Parker offers several other financing options to explore because it’s your wealth; build it your way.


Build Wealth Through Real Estate

You deserve more than a loan officer – you deserve an experienced fellow investor and a dedicated support team ready to share their expertise with you. Start or diversify your portfolio by partnering with Wealth Builders Mortgage Group today.


Parker: AL-72467, AZ-1030450, AR-129202, CA-DFPI1460526,CO-100528795,

CT-LO-1460526, FL-LO63821, GA-51176, IN-62929,IL-031.0076713, KS- LO.0050131, KY-MC794330, LA, ME, MI-1460526,MN-MLO-1460526, MO- 1460526, MS-1460526, MT-1460526, NC-I-169571, NH, NM, OH-OH.1460526,

OK-MLO27083, OR, PA-97935, SC-MLO-1460526,TN-128519, TX, VA-MLO- 63293VA, VT-MLO-1460526, WA-MLO-1460526,WI-1460526,

WV-LO-1460526, WY-103845, Rob: AL-88413, AR-130197,FL-LO116399, IL-031.0082408, IN- 60854, OH-MLO-OH.2024247,TN-232291, Casey: KY-MC795656, TN-2101818 |

Movement Mortgage LLC.All rights reserved.NMLS ID #39179 (For licensing information, goto: Additional information available at Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.